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Short on cash or in an unexpected financial bind? A payday loan is a quick and easy way for people to receive a fast cash loan of $100 to $500 to take care of short term cash needs. With a fast online payday loan, you can have your cash deposited directly into your bank account on the next business day. Our payday loans allow you to take care of your fast cash needs directly from your computer.
Unlike other types of loans, an online payday loan does not always require a credit check. In fact, if you have been declined for loans before, JumpStartMyCredit.com can still offer you a fast payday loan, as part of our bad credit payday loan service. A fast cash payday loan can be the easiest way to get money directly into your bank account to take care of the short term cash needs that have been holding you down.
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Apply – Fill out our quick and easy payday loan application in less than 5 minutes. No faxing necessary!*
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Approved – Most cash advance payday loans approved right away.
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Funded – Funds typically deposited into your bank account the next business day.***
Anyone can find themselves in a financial bind at one time or another. Millions of Americans search for payday advance loans every month to meet their everyday life challenges. Below are some typical reasons people need for a payday loan:
- Household bills
- Unexpected vehicle expense
- Unexpected medical expense
- Paying off collections other creditors
- Vacation
Cost Comparison of some Payday Loan Alternatives:
Payday loans are an economical solution to short term liquidity needs when used in the proper way. By comparison, payday loans are much less expensive than the alternative of not paying bills on time (late fees) and/or paying overdraft fees on your checking account. You will be amazed by how much you can save compared to the fees that creditors can charge. The list below summarizes a comparison of annualized rates of payday loans as compared to potential alternatives when expressed as APRs for 14 day terms.
Do not let this happen to you:
- $100 credit card balance with $30 late fee = 800% APR
- $100 bounced check with $50 bank/merchant fees = 1,304% APR
- $100 utility bill with $60 late/reconnect fees = 1,564% APR
Payday Advance Loan Requirements
- Active checking account
- Employed for at least one month**
- US Citizen or permanent resident
- At least 18 years of age
Loan requirements may be changed without notice and may not be posted on this site immediately. There may be additional requirements not on this list.* Customers in select states will periodically be required to provide proof of pay stub.** Also accepted: child support, alimony, disability, social security.*** After the current loan is repaid, you must wait two (2) business days before a new loan can be funded.
